The Marriage Penalty: Student Loans Become an Intolerable Burden for Couples The recent overhaul of the federal lending system has introduced a new era of complexity and financial stress for student loan borrowers, particularly couples with education debt.
One of the most significant challenges facing married individuals is the "marriage penalty," which sees married filers pay more in income taxes than single filers.
This phenomenon occurs because of how the Education Department calculates payments under Income Driven Repayment (IDR) plans.