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Credit Card Debt Balances Rise to $1.26 Trillion

The Credit Card Debt Cycle: A Never Ending Story?

The latest Household Debt and Credit Report from the Federal Reserve Bank of New York paints a bleak picture for those struggling to keep up with their credit card payments.

Balances rose by $21 billion in the second quarter of 2026, bringing the total to $1. 26 trillion.

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